Coverage calculator

How much life insurance do I actually need?

A starting estimate, not a quote. Plug in your numbers — the math is the easy part. The judgment call is what I’m here for.

Annual income ($) Years of income to replace Debts to cover — mortgage, loans ($) (optional) Future costs — college, etc. ($) (optional) Coverage and savings you already have ($) (optional)

A starting point

This is rough math, not advice. Debts, health, and the kind of policy all change the real number. Talk it through with Cassidy